Track balances, rates, and payments to cut down your debt.
Your Accounts
Add Account
Used to figure out how much available credit this card actually has for an
incoming 0% balance-transfer promo (Debt Reduction Plan page). Leave blank if unknown —
the transfer recommendation just won't be capped by it.
This is the number used directly for this card's own "Est. Payoff" date — exactly as
entered, no averaging or adjustment.
The day your statement closes (shown on your statement, usually about 3 weeks before the due date). Card issuers typically report your
balance to the credit bureaus on this day. Used by the Credit Utilization page. Leave blank if unknown.
Check this when a card is actively offering a promotional balance-transfer rate, so it can be
considered as a destination on the Debt Reduction Plan page. Uncheck it as soon as the offer expires.
The rate this balance reverts to once the promo ends is assumed to be this account's own Interest rate (APR) above.
Log Transaction
Can be in the future if you're scheduling ahead — it will affect the balance right away, but not this month's interest estimate until the date arrives.
Posts both sides together: the Transfer Out first, then the Transfer In with its fee. The two amounts always match.
Deferred-interest offers (common on store/medical cards) charge you for the whole promo period retroactively if any balance is left when it expires — this will show up as an automatic Fee transaction on that date if it happens.
Reveal Account Number
Enter your password to view the full account number. It will be visible for 5 minutes.